Panama City, FL is currently using one area code which is area code 850. Area Code 850 was created from a split of area code 904 in 1997.
In addition to Panama City, FL area code 850 serves the southern portion of the Panhandle area of Florida, including the larger cities and communities of Brent, Ferry Pass, Fort Walton Beach, Gulf Breeze, Navarre, Panama City, Pensacola, Tallahassee, Valparaiso in addition to many smaller communities within the service area.
Panama City, FL is located in Bay County and observes the Central Time Zone.
View our Times by Area Code tool.